Terms of Service

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms of Service and any policies referenced by these terms, including the Privacy Policy. If you do not agree, you must not use the Service.

2. Eligibility and Account Access

The Service may require Google OAuth or other authentication mechanisms. You are responsible for maintaining the confidentiality of your account access and for activity occurring under your authenticated session. We may suspend, restrict, or terminate access if we detect misuse, abuse, security risk, or policy violations.

You must be of legal age in your jurisdiction to use the Service.

You may stop using the Service at any time.

3. Reference Information Only

The Service is provided for general informational and reference purposes only. You must not interpret any analysis, watchlist, ranking, scenario range, reference price zone, risk boundary, or generated output as individualized investment advice, investment solicitation, asset management, or a guarantee of any financial outcome. The Service does not consider your individual financial situation, investment objectives, or risk tolerance.

4. User Responsibility

All investment decisions, trading actions, and resulting gains or losses are solely your responsibility. You are responsible for independently evaluating any information provided by the Service before relying on it.

5. Service Scope

• The Service may provide market analysis, scenario-based commentary, curated lists, and historical records of prior analysis requests.
• The Service may use AI systems and external providers to generate or process content.
• The Service may limit access, usage, or features based on authentication status, tier, capacity limits, or service policy.

6. AI-Generated Content and External Processing

Some outputs are generated or transformed by AI systems and may contain errors, omissions, inconsistencies, or outdated information. The Service may also rely on third-party systems or external providers to process prompts, market data, authentication, or supporting infrastructure. We do not guarantee that any AI output or third-party-processed content is complete, suitable for your objectives, or free of defects.

7. No Warranty

The Service is provided on an "as is" and "as available" basis. We do not guarantee the accuracy, completeness, reliability, suitability, timeliness, or uninterrupted availability of any content, analysis, signal, list, or output. We do not guarantee any financial performance, profit, or avoidance of loss.

8. Availability and Changes

We may modify, suspend, restrict, or discontinue any part of the Service at any time without prior notice. We may also update product features, output structures, eligibility rules, or usage limits.

We are not responsible for any losses resulting from service interruptions, delays, or technical errors.

9. Acceptable Use

• You must not use the Service for unlawful, abusive, fraudulent, or harmful purposes.
• You must not attempt to disrupt, overload, reverse engineer, scrape at scale, or bypass access controls of the Service.
• You must not misrepresent Service outputs as licensed financial advice or official financial-institution guidance.
• You must not use automated or repeated requests in a way that interferes with capacity limits, queue controls, or other users' access to the Service.

You are solely responsible for how you interpret and use any outputs generated by the Service.

10. Data, History, and Deletion

Your use of the Service is also subject to the Privacy Policy, which explains how account data, cookies, and analysis history may be handled. Analysis requests, generated outputs, and related usage metadata may be stored for service operation, security, history display, debugging, and improvement purposes. Where supported by current service policy, deletion requests may be submitted through the contact channel listed below.

11. Intellectual Property and Service Materials

Except where otherwise stated, the Service, its interface, branding, and related materials are owned or licensed by the operator of StockMasterAgent. You may use the Service for its intended personal or internal review purposes, but you may not copy, redistribute, republish, or commercially exploit protected service materials except as permitted by applicable law or explicit written permission.

12. Limitation of Liability

To the maximum extent permitted by applicable law, we are not liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to your use of the Service or your reliance on any output produced by the Service.

13. Indemnity

You agree to defend, indemnify, and hold harmless the operator of the Service from claims, liabilities, damages, losses, and expenses arising out of your misuse of the Service, your violation of these Terms, or your violation of applicable law or third-party rights.

14. Governing Changes

We may revise these Terms of Service from time to time. Updated terms become effective when posted on this page unless a different effective date is stated. Continued use of the Service after updated terms are posted constitutes acceptance of the revised terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Korea, without regard to conflict-of-law principles.

16. Advertising and Third-Party Services

The Service may display advertisements or use third-party advertising providers such as Google AdSense. These providers may use cookies or similar technologies to deliver personalized or non-personalized ads.

We are not responsible for the content, accuracy, availability, or practices of third-party advertisements or third-party services.

17. Contact

If you have questions about these Terms of Service, please contact:

• Email: [email protected]

We will make reasonable efforts to respond to inquiries but do not guarantee response times.